{"id":3435,"date":"2024-10-09T23:48:32","date_gmt":"2024-10-09T23:48:32","guid":{"rendered":"https:\/\/heritageclub.ca\/maisonneuve\/?p=3435"},"modified":"2024-10-10T00:43:23","modified_gmt":"2024-10-10T00:43:23","slug":"regime-de-pension-rendement-et-evaluation","status":"publish","type":"post","link":"https:\/\/heritageclub.ca\/maisonneuve\/2024\/10\/09\/regime-de-pension-rendement-et-evaluation\/","title":{"rendered":"R\u00e9gime de pension : Rendement et \u00c9valuation"},"content":{"rendered":"

Les valeurs et les textes de cet article ont \u00e9t\u00e9 extrait du rapport suivant : R\u00e9gime de retraite de Postes Canada Rapport aux participants 2023<\/a><\/p>\n

Des rendements m\u00e9diocres dans les actions d\u00e9fensives et de valeur, les biens immobiliers, les actions de soci\u00e9t\u00e9s \u00e0 capital ferm\u00e9, les obligations index\u00e9es sur l\u2019inflation et les actions des march\u00e9s \u00e9mergents, ainsi qu\u2019un rebond incroyable dans un petit nombre d\u2019actions am\u00e9ricaines du secteur des technologies \u00e0 forte croissance, ont entra\u00een\u00e9 un rendement du R\u00e9gime de 7,7 %, en de\u00e7\u00e0 de son indice de r\u00e9f\u00e9rence de 9,9 %.<\/p>\n\n\n\n\n\n\n
Taux de rendement par rapport \u00e0 l\u2019indice de r\u00e9f\u00e9rence<\/strong><\/td>\n<\/tr>\n
Ann\u00e9e<\/strong><\/td>\n2018<\/strong><\/td>\n2019<\/strong><\/td>\n2020<\/strong><\/td>\n2021<\/strong><\/td>\n2022<\/strong><\/td>\n2023<\/strong><\/span><\/td>\n<\/tr>\n
Taux de rendement (%)<\/strong><\/td>\n0.9%<\/strong><\/td>\n14.7%<\/strong><\/td>\n9.4%<\/strong><\/td>\n11.3%<\/strong><\/td>\n-6.7%<\/strong><\/td>\n7.7%<\/strong><\/span><\/td>\n<\/tr>\n
Indice de r\u00e9f\u00e9rence (%)<\/strong><\/td>\n-1.9%<\/strong><\/td>\n15.8%<\/strong><\/td>\n10.3%<\/strong><\/td>\n8.6%<\/strong><\/td>\n-11.7%<\/strong><\/td>\n9.9%<\/strong><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

Compte tenu de la hausse du taux d\u2019actualisation r\u00e9el (taux d\u2019int\u00e9r\u00eat) et de notre gestion prudente des placements, le ratio de solvabilit\u00e9 du R\u00e9gime est demeur\u00e9 solide en 2023. Le ratio de solvabilit\u00e9 s\u2019\u00e9tablissait \u00e0 108,7 % au d\u00e9but de l\u2019ann\u00e9e et \u00e9tait de 107,2 % en date du 31 d\u00e9cembre 2023.<\/p>\n

\u00c9tant donn\u00e9 que le ratio de solvabilit\u00e9 a continu\u00e9 d\u2019\u00eatre sup\u00e9rieur \u00e0 105 %, la Soci\u00e9t\u00e9, \u00e0 titre de r\u00e9pondante du volet \u00e0 PD du R\u00e9gime, a \u00e9t\u00e9 exon\u00e9r\u00e9e de cotisations en 2023 et devrait l\u2019\u00eatre encore en 2024.<\/p>\n\n\n\n\n\n\n
\u00c9valuations actuarielles de la capitalisation<\/strong><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Ann\u00e9e<\/strong><\/td>\n2018<\/strong><\/td>\n2019<\/strong><\/td>\n2020<\/strong><\/td>\n2021<\/strong><\/td>\n2022<\/strong><\/td>\n2023<\/strong><\/span><\/td>\n<\/tr>\n
Valeur du march\u00e9 (%)<\/strong><\/td>\n82.9%<\/strong><\/td>\n84.9%<\/strong><\/td>\n80.0%<\/strong><\/td>\n92.6%<\/strong><\/td>\n108.0%<\/strong><\/td>\n107.2%<\/strong><\/span><\/td>\n<\/tr>\n
Capitalisation (%)<\/strong><\/td>\n80.6%<\/strong><\/td>\n83.0%<\/strong><\/td>\n82.6%<\/strong><\/td>\n85.9%<\/strong><\/td>\n93.5%<\/strong><\/td>\n102.0%<\/strong><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n\n\n\n\n\n\n\n
Taux de rendement moyen<\/strong><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\nDepuis la cr\u00e9ation du r\u00e9gime<\/strong><\/td>\nAu cours des 10 derni\u00e8res ann\u00e9es<\/strong><\/td>\nAu cours des 5 derni\u00e8res ann\u00e9es<\/strong><\/td>\n<\/tr>\n
Notre R\u00e9gime (%)<\/strong><\/td>\n6.6%<\/strong><\/span><\/td>\n7.2%<\/strong><\/span><\/td>\n7.0%<\/strong><\/span><\/td>\n<\/tr>\n
Notre indice de r\u00e9f\u00e9rence (%)<\/strong><\/td>\n5.4%<\/strong><\/span><\/td>\n6.1%<\/strong><\/span><\/td>\n6.5%<\/strong><\/span><\/td>\n<\/tr>\n
Taux de rendement vis\u00e9 \u00e0 long terme (%)<\/strong><\/td>\n6.5%<\/strong><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

Document de r\u00e9f\u00e9rence: R\u00e9gime de retraite de Postes Canada Rapport aux participants 2023<\/a><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Les valeurs et les textes de cet article ont \u00e9t\u00e9 extrait du rapport suivant : R\u00e9gime de retraite de Postes Canada Rapport aux participants 2023 Des rendements m\u00e9diocres dans les actions d\u00e9fensives et de valeur, les biens immobiliers, les actions de soci\u00e9t\u00e9s \u00e0 capital ferm\u00e9, les obligations index\u00e9es sur l\u2019inflation et les actions des march\u00e9s… Lire la suite »<\/a><\/p>\n","protected":false},"author":50,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3435","post","type-post","status-publish","format-standard","hentry","category-non-classifiee"],"acf":[],"_links":{"self":[{"href":"https:\/\/heritageclub.ca\/maisonneuve\/wp-json\/wp\/v2\/posts\/3435","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/heritageclub.ca\/maisonneuve\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/heritageclub.ca\/maisonneuve\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/heritageclub.ca\/maisonneuve\/wp-json\/wp\/v2\/users\/50"}],"replies":[{"embeddable":true,"href":"https:\/\/heritageclub.ca\/maisonneuve\/wp-json\/wp\/v2\/comments?post=3435"}],"version-history":[{"count":6,"href":"https:\/\/heritageclub.ca\/maisonneuve\/wp-json\/wp\/v2\/posts\/3435\/revisions"}],"predecessor-version":[{"id":3441,"href":"https:\/\/heritageclub.ca\/maisonneuve\/wp-json\/wp\/v2\/posts\/3435\/revisions\/3441"}],"wp:attachment":[{"href":"https:\/\/heritageclub.ca\/maisonneuve\/wp-json\/wp\/v2\/media?parent=3435"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/heritageclub.ca\/maisonneuve\/wp-json\/wp\/v2\/categories?post=3435"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/heritageclub.ca\/maisonneuve\/wp-json\/wp\/v2\/tags?post=3435"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}